When Tony and I started our registered investment advisory firm back in 2002, we had a clear idea of who would be walking through the door.  There was no shortage of former amateur day-traders with the powder burns from the technology stock blow-up still on their hands.  Certainly that's who would come piling through our door.  Boy, were we wrong. The vast majority of people with investing horror stories came to us from the hands of "investment professionals."  People who should have known Read on...