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Educate parents and young adults in practical money matters

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The Kids Will Be Alright

November 8, 2018 By admin 2 Comments

  “I’m mad at myself for wasting time,” he said.  “Nine whole years have passed that I won’t get back, and I did nothing!” I suppressed a laugh, but I was not making fun; I was astonished. I’ve heard this many, many times but this guy was different.  He was 25 years old, lamenting about what he did not do at age 16. His wise grandmother had told him to start contributing to a Roth IRA when he was 16.  She showed him how $5,500 invested annually until he retired at 66 would Read on...

An Unforgettable Journey

April 12, 2018 By admin 2 Comments

My Dad, 1991 We sat on the other side of the doctor’s desk.  My father was wedged between my mother and me, just in case he tried to make a break for it. It turns out, I was the one who wanted to run. The doctor started off in a light, conversational tone but my father, even in his confused state knew an interrogation was coming.  He looked to me, a weak nervous smile on his face, and I wanted to stop what was coming next. But we were there for answers – even if I didn’t really want to Read on...

Why “Boring” Really is Beautiful

April 9, 2018 By admin Leave a Comment

I have a bird’s-eye view into the many ways investors have been misdirected by their financial salespeople; but this past week I encountered a perplexing situation – which is rare, as I’ve seen a lot. In the past, the usual "suspect-behavior" has been selling investors expensive mutual funds and annuities when better, lower cost options existed.  I’ve seen investors saddled with unnecessary surrender charges and no asset allocation strategy.  In short, I’ve seen no rhyme or reason to the Read on...

Talkers Aren’t Walkers

March 15, 2018 By admin 2 Comments

  When asked by strangers what I do for a living, nothing makes people recoil more than realizing my profession has to do with financial matters. If only they knew that, as a fee-only fiduciary, my role as a financial advisor is markedly different than what they have come to think of from a financial “professional.” I have had the following hurled at me by people who assume that all of us in the industry are alike: “Oh, you’re a salesman!” – Gender aside, no I’m not. Selling is as Read on...

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Dina Isola

Since 2002, Dina Isola has worked closely with investors, hearing their concerns. Drawing on her experiences and challenges, Real$martica was born, which focuses on making personal finance issues relatable to women, children and families and educating investors to make informed decisions. A contributor to A Teachable Moment, she is a client relations specialist at Ritholtz Wealth Management. She also serves on Stony Brook Children’s Hospital Task Force.

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Recent Articles

  • Mid-Year Pump
  • Break Free
  • Lazy Discipline
  • Mindful of Your Money
  • Stop Apologizing, Start Accepting
  • Reaching Your Financial Resolutions in 3 Easy Steps
  • When I Find Myself in Times of Trouble
  • Time to Think

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