With the first six months of 2022 in the rearview, you have valuable data at your disposal that can help you plan for a stronger second half and, even lay the groundwork for a better 2023. To start – set concrete goals of what you hope to accomplish before the year is out – save more, get ahead of income taxes, reduce spending, save for college – and attach a number to that goal. By December 31 I will save $X in my retirement plan, I will reduce my monthly spending by $X per month, Read on...
Lazy Discipline
Is it possible to achieve more, by working less? It seems too good to be true – like a diet pill that promises you can eat all the cake you want and still lose weight. But the truth is, sometimes we make it hard for ourselves to do the right thing. What if we intentionally set ourselves up for financial success by making it as easy as possible to do so. The finish line is the finish line. You don’t get extra points for running barefoot over broken glass to get there – in fact, you simply need Read on...
Reaching Your Financial Resolutions in 3 Easy Steps
New Year’s resolutions have a lifespan of about 30-45 days before they are abandoned. Don't become another failed statistic. Instead, vow to meet your goals before January even ends. Sound impossible, time consuming or torturous? It doesn't have to be if you take the right steps. While saving more money is one of the most popular resolutions, many ignore a crucial first step. You cannot measure progress if you have no idea where the starting line was. Year-end 2020 statements Read on...
Time to Think
When the fog of this pandemic finally starts to lift, in spite of the devastation and loss, there will be many improvements to our daily lives. The procrastination that takes place during busier times has been replaced with a resolve to plow through as many dreaded tasks as possible, to “make the most” of the quarantine. On a small, measurable scale, garages will be cleaned out, closets will be organized, new skills and hobbies will have been explored, to name a few. For those whose Read on...