I gave a presentation to a group of sixth graders and asked an innocent question, “Who here earns money?” As I expected there were those who mowed lawns, babysat, shoveled snow, folded laundry, etc. to earn cash. These kids weren’t “working papers” ready, and they took great pride in earning their own money – and not too surprisingly, they seemed to be more discriminating on how they spent it, and had a solid understanding of what was an item or service that they needed versus something they Read on...