Ladies, it’s time to take charge of your money.  You know you need to; you know you want to.  So what’s holding you back? According to a 2015 Money Fit Women Study conducted by Fidelity Investments, 92% of women want to learn more about financial planning, and yet only 47% feel comfortable discussing money with a planner on their own.  What is the cause for this insecurity?  Trust.  They don't trust their own knowledge and they are not sure what professional they can trust. Here’s the “F” word that can change all that: fiduciary.  Here’s another “F” word – fee-only.  Put them together and you have someone who is looking out for your best interests (fiduciary), who will only receive compensation from you, their client, and not from mutual fund companies, insurance companies, and other financial institutions for selling products.  This keeps their advice conflict-free, since the only criteria for investment selection is what is in your best interest (as opposed to which investment Read on...