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School Administrators and Unions Can Be the Real Heroes

August 4, 2023 By Dina Isola

As the adage goes, charity begins at home. And I hope that school district administrators and teacher unions will see this dire situation for what it is: an opportunity to take a stand for their colleagues. For too long, teachers have suffered at the hands of salespeople peddling investments with offensively high fees in their 403(b) plans. What is supposed to be a great benefit and a responsible way to prepare for retirement has turned into a deceptive dance, with teachers blissfully unaware Read on...

Shoot the Inner, Sitting Duck

November 19, 2017 By admin 2 Comments

  My last post, "Nailing Financial Predators,"  may have left some feeling like an easy mark.  But what if we could take our six natural human responses to persuasion and make them work in our favor?  Well, we can.  Here are some ideas on how to proactively take charge and shoot that inner, sitting duck: 1. Authority - If we respond to the perception that someone has expertise or power over us, it's best to make sure that that reverence is actually warranted before heeding their advice.  Read on...

Nailing Financial Predators

November 7, 2017 By admin 2 Comments

“A prize fighter in a corner is told, hit where it hurts.  Silver and gold.”   - U2* Every time Tony and I have met with prospective clients who have come from traditional brokerage channels (literally, every single time) there is an uncomfortable point in the meeting where they are ashamed at the fact that they received no financial plan; no real coherent diversification strategy to minimize risks; no exit strategy as to when they can jump off the hamster wheel and enjoy the fruits of their Read on...

Morgan Stanley Clients: Assume the Position

May 8, 2017 By admin 1 Comment

    Morgan Stanley clients should think long and hard about what’s in it for them, seeing how that is all Morgan Stanley is thinking about. According to Sarah Krouse and Michael Wursthorn of The Wall Street Journal, “Morgan Stanley has already decided that as of next week its brokers will no longer be able to sell clients new positions in Vanguard mutual funds.” Because offering clients quality, low-cost funds is a horrible thing to do? No, Morgan Stanley would rather push product Read on...

Dina Isola

Since 2002, Dina Isola has worked closely with investors, hearing their concerns. Drawing on her experiences and challenges, Real$martica was born, which focuses on making personal finance issues relatable to women, children and families and educating investors to make informed decisions. A contributor to A Teachable Moment, she is a client relations specialist at Ritholtz Wealth Management. She also serves on Stony Brook Children’s Hospital Task Force.

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Recent Articles

  • Hardwired to Help
  • Hardwired to Help
  • School Administrators and Unions Can Be the Real Heroes
  • Mid-Year Pump
  • Break Free
  • Lazy Discipline
  • Mindful of Your Money
  • Stop Apologizing, Start Accepting

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