Of all the emotions I see investors wrestle with, shame tops the list with fear riding shotgun. Both are toxic to your financial well-being because they keep you frozen in a death-spiral of inaction. Change requires taking different action. It is scary because there is the risk of failure; fear of the unknown. But doing nothing is a certain slow death. Which is worse? You don’t have to make radical, scary changes to your finances to see improvement. But you do need to give yourself Read on...