RealSmartica

Educate parents and young adults in practical money matters

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Check out our Newsletter Archives to view past issues:

  • Survival of the Fittest:
    Manage the changing economic times and thrive; understand the downgrade of US debt; pay off debt; board games to teach kids about money
  • Words of Wisdom: 
    Set goals to make your own luck; understand the social security payout options; prioritize emergency funding and debt repayment; resources for starting a business
  • The Change of Seasons:
    Set the right example for your kids; give up some luxuries to strengthen your retirement; learn about 529 plans; start a business
  • Budget Talk:
    School year’s resolutions, plan for a special needs child; budget-friendly entertainment; what to ask your financial advisor
  • Managing the Situation:
    Seize control of your finances; reexamine your IRAs; the importance of a will; belt-tightening tips
  • Turning Passion into Profit:
    Lessons at the lemonade stand; forging your own path; invest in a volatile market; take inventory of your talents and put them to work
  • Get Tough & Get Going:
    The upside of the downside market; stop procrastinating; fund retirement; manage your debt
  • Celebrate Independence
    Power to your little people; find financial strength in retirement; useful budget guidelines; help your kids build a credit history
  • Making the most of summertime:
    Why a cool head is good for your wallet; use your free time productively; budget with fluctuating income; get started with holiday shopping
  • Nothing Glamorous About It:
    Prepare for life’s unpleasantries; avoid the penny-wise, pound-foolish trap; know the difference between a stock broker and an investment adviser; go green to save green
  • No Time Like the Present:
    Invest your time productively; the $1.64 a day IRA; finish the task, enjoy the reward; money saving garden tips
  • What is Your Money-tude?
    Marriage and money and getting along; credit cards can be good for you; get your college kid on a budget; small budget trims yield big results
  • Where are You Headed?
    Set retirement goals teach teens about money; find money for savings; make a blue print for success
  • Motherhood:
    Motherhood, money and guilt; financial dos and don’ts; the 401K advantage; calculate your Mom salary
  • About $mart Talk:
    Get the most mileage out of your tax refund; improve monthly cash-flow; misconceptions about 529 Plans; meal planning to shave grocery bills
  • Greetings from $mart Talk:
    Know how to play the financial aid game; improve your financial strength by paying attention; math kids will love (especially if they can become millionaires); talk with your parents about estate issues before it is too late; know the importance of the FAFSA form

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Dina Isola

Since 2002, Dina Isola has worked closely with investors, hearing their concerns. Drawing on her experiences and challenges, Real$martica was born, which focuses on making personal finance issues relatable to women, children and families and educating investors to make informed decisions. A contributor to A Teachable Moment, she is a client relations specialist at Ritholtz Wealth Management. She also serves on Stony Brook Children’s Hospital Task Force.

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Recent Articles

  • Finding Your Financial Balance
  • The War Within
  • Give Yourself (and Your Money) Some Love
  • Why You’re Failing Miserably, and How to Stop
  • Hardwired to Help
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  • School Administrators and Unions Can Be the Real Heroes
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In the news..

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RSS College Tuition News

  • Columbus State Community College and Ohio State University announce new tuition-free program - Circleville Herald
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  • TCC's new scholarship waives tuition, mandatory fees for freshmen during 1st year of college - fox23.com

RSS Personal Budget News

  • Mortgage rate predictions: What will rates do over the next 5 years? - Yahoo Finance
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  • What the 2025 Autumn Budget could mean for your wallet - The Week

© This content, which contains security-related opinions and/or information, is provided for informational purposes only and should not be relied upon in any manner as professional advice, or an endorsement of any practices, products or services. There can be no guarantees or assurances that the views expressed here will be applicable for any particular facts or circumstances, and should not be relied upon in any manner. You should consult your own advisers as to legal, business, tax, and other related matters concerning any investment. The commentary in this “post” (including any related blog, podcasts, videos, and social media) reflects the personal opinions, viewpoints, and analyses of the Ritholtz Wealth Management employees providing such comments, and should not be regarded the views of Ritholtz Wealth Management LLC. or its respective affiliates or as a description of advisory services provided by Ritholtz Wealth Management or performance returns of any Ritholtz Wealth Management Investments client. References to any securities or digital assets, or performance data, are for illustrative purposes only and do not constitute an investment recommendation or offer to provide investment advisory services. Charts and graphs provided within are for informational purposes solely and should not be relied upon when making any investment decision. Past performance is not indicative of future results. The content speaks only as of the date indicated. Any projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others. Please see disclosures here.