RealSmartica

Educate parents and young adults in practical money matters

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Original Welcome

In a world that emphasizes grades and scores, there is a type of intelligence that is actually more important to long-term success:  real smarts.  Handling money responsibly and making the most of this resource is a survival skill that is not taught, and yet everyone must master this in order to be truly successful.  Unfortunately growing older doesn’t necessarily make for wiser decision-making when it comes to money.  You either know what to do, or you don’t; you either know how to look out for your best interests, or you don’t.  Age alone doesn’t change that.

The mission of Real$martica, Inc. is to empower families to make well-informed financial decisions to their benefit.

  • Centsability is an educational program designed to teach children and adults about handling money responsibly in all phases of life (i.e., valuing money, budgeting, goal setting, saving/investing, banking, credit, loans, renting vs. purchasing, starting up a business,  retirement, and estate planning).
  • Green for Grey Matters helps parents navigate preparing for college.  Saving for college is only one component that people focus on, but other factors will determine if a school is affordable.  Knowing how colleges/institutions will look at income and assets (parent’s and child’s) may make the difference between qualifying for aid and not receiving any, especially if parents start an action plan to maximize eligibility for aid before their child is in high school.

Real$martica clients learn what they need to know to be successful in the real world.  It’s an education not found in schools; it’s an education no one can afford to be without.

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Dina Isola

Since 2002, Dina Isola has worked closely with investors, hearing their concerns. Drawing on her experiences and challenges, Real$martica was born, which focuses on making personal finance issues relatable to women, children and families and educating investors to make informed decisions. A contributor to A Teachable Moment, she is a client relations specialist at Ritholtz Wealth Management. She also serves on Stony Brook Children’s Hospital Task Force.

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Recent Articles

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In the news..

Mortgage Stories
Bankrate.com
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Bankrate.com
Read current mortgage rates and home loan stories.
Read the latest retirement planning topics and trends.

RSS College Tuition News

  • Columbus State Community College and Ohio State University announce new tuition-free program - Circleville Herald
  • Tennessee awards all of its private school tuition grants - Chattanooga Times Free Press
  • TCC's new scholarship waives tuition, mandatory fees for freshmen during 1st year of college - fox23.com

RSS Personal Budget News

  • Mortgage rate predictions: What will rates do over the next 5 years? - Yahoo Finance
  • How to Fit Charitable Giving Into Your Budget - NerdWallet
  • What the 2025 Autumn Budget could mean for your wallet - The Week

© This content, which contains security-related opinions and/or information, is provided for informational purposes only and should not be relied upon in any manner as professional advice, or an endorsement of any practices, products or services. There can be no guarantees or assurances that the views expressed here will be applicable for any particular facts or circumstances, and should not be relied upon in any manner. You should consult your own advisers as to legal, business, tax, and other related matters concerning any investment. The commentary in this “post” (including any related blog, podcasts, videos, and social media) reflects the personal opinions, viewpoints, and analyses of the Ritholtz Wealth Management employees providing such comments, and should not be regarded the views of Ritholtz Wealth Management LLC. or its respective affiliates or as a description of advisory services provided by Ritholtz Wealth Management or performance returns of any Ritholtz Wealth Management Investments client. References to any securities or digital assets, or performance data, are for illustrative purposes only and do not constitute an investment recommendation or offer to provide investment advisory services. Charts and graphs provided within are for informational purposes solely and should not be relied upon when making any investment decision. Past performance is not indicative of future results. The content speaks only as of the date indicated. Any projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others. Please see disclosures here.