RealSmartica

Educate parents and young adults in practical money matters

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10 Steps to Financial Strength

January 11, 2010 By Dina Isola

With the day-to-day pressures you face, it's easy to let your financial life go unattended -- especially if there's money left over at the end of the month.  Yet, if you pay just a little more attention to your savings and spending habits, and get clear and specific about your goals, you will find yourself in a position of financial strength.   Here are some quick steps you can take that are easy to implement and will get you results fast: Get Organized.   An organized household spends less Read on...

Allowance: Your Kids’ First Money Lesson

December 17, 2009 By Dina Isola

One of the most important things you can teach your kids is how to handle money because this skill -- and not earning power -- will determine their financial success.  Allowance is one way to create many teachable moments. There are many schools of thought on how to approach allowance: give $1 for every year of age or pay a "competitive" wage; use it as payment for chores, or keep it separate from chores. Well here's a way to make your life easier, limit whining, and give your kids the power Read on...

Gift Certificates Available

December 17, 2009 By Dina Isola

Give a priceless gift: teach your children, nieces/nephews, or grandchildren to be money wise. Help your loved ones realize the importance of setting goals, budgeting, and mapping out a plan to achieve these goals. Whether they are fresh out of college, getting married, saving for their first home, starting a family, or planning for future college expenses or retirement, Real$martica, Inc. can put them on track. Certificates are issued in hourly increments (one, one-hour session for $80 or Read on...

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Dina Isola

Since 2002, Dina Isola has worked closely with investors, hearing their concerns. Drawing on her experiences and challenges, Real$martica was born, which focuses on making personal finance issues relatable to women, children and families and educating investors to make informed decisions. A contributor to A Teachable Moment, she is a client relations specialist at Ritholtz Wealth Management. She also serves on Stony Brook Children’s Hospital Task Force.

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Recent Articles

  • Finding Your Financial Balance
  • The War Within
  • Give Yourself (and Your Money) Some Love
  • Why You’re Failing Miserably, and How to Stop
  • Hardwired to Help
  • Hardwired to Help
  • School Administrators and Unions Can Be the Real Heroes
  • Mid-Year Pump

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© This content, which contains security-related opinions and/or information, is provided for informational purposes only and should not be relied upon in any manner as professional advice, or an endorsement of any practices, products or services. There can be no guarantees or assurances that the views expressed here will be applicable for any particular facts or circumstances, and should not be relied upon in any manner. You should consult your own advisers as to legal, business, tax, and other related matters concerning any investment. The commentary in this “post” (including any related blog, podcasts, videos, and social media) reflects the personal opinions, viewpoints, and analyses of the Ritholtz Wealth Management employees providing such comments, and should not be regarded the views of Ritholtz Wealth Management LLC. or its respective affiliates or as a description of advisory services provided by Ritholtz Wealth Management or performance returns of any Ritholtz Wealth Management Investments client. References to any securities or digital assets, or performance data, are for illustrative purposes only and do not constitute an investment recommendation or offer to provide investment advisory services. Charts and graphs provided within are for informational purposes solely and should not be relied upon when making any investment decision. Past performance is not indicative of future results. The content speaks only as of the date indicated. Any projections, estimates, forecasts, targets, prospects, and/or opinions expressed in these materials are subject to change without notice and may differ or be contrary to opinions expressed by others. Please see disclosures here.